Applies:To Factories, Shops, Establishments,Hospitals,
Education Institutions- If the employment strength on any day reached 10 or
more 

Wage ceiling for coverage of an employee Rs. 21,000/-
(w.e.f. 01-01-2017)

Percentage of contribution:

Employee–0.75% of wages

Employer–3.25% of wages

Contribution on total wages except on T.A. and washing allowance.

No employee’s share of contribution if his/her average daily wages does not
exceed Rs. 176/-

If the wages of an employee in a contribution period exceeds Rs. 21,000/-
he/she will continue to be covered till the expiry of that contribution period.

All Employees have to be registered within 10 days from the date of their
appointment.

ESI Act Implemented all over Kerala w.e.f. 01.02.2017

Books of Accounts, and other connected records to be preserved for 5 years
for inspection

In the newly implemented areas for the initial 24 months
from the date of implementation, Employer’s Contribution- 3% of wages.

Employee’s Contribution- 1% of wages. On completion of 24 months general
rates will apply.

Due date of contribution: 15th of every month (w.e.f.
15.07.2017)

BENEFITS UNDER ESI ACT
Medical Benefit
• From the first day onwards- To the family also
• No contributory condition for ordinary treatment.For Super Specialty treatment-
For employee 6 months service and for his dependants one year service. Medical
Benefit to Insured Person who leaves employment
• Should have been in insurable employment at least for 5 years.
• Admissible to InsuredPerson & to his/her spouse.
• Contribution@Rs.10 per month. Sickness Benefit
• 70% of wages for each day of abstention from duties due to sickness
• For 91 days in an year Extended Sickness Benefit
• Eligible for 34 notified long-term diseases
• Upto 730 days during a period of 3 years
• 80% of wages for each day of abstention from duties due to long term sickness

Enhanced Sickness Benefit
• For family planning operations
• For women 14 days full wages. For men 7 days full wages
Maternity Benefit
• 26 weeks full wages
• If already having two surviving children then benefit for 12 weeks only
• For miscarriage, 42 days full wages
• Full wages for 12 weeks-who adopts a child below the age of 3 months and to a
Commissioning Mother from the date the child is handed over to her.
Temporary Disablement Benefit
• For the days of disability to attend duties due to employment injury
• 90% of wages for each day of in capacity to work
• So long as the temporary disability existed Permanent Disablement Benefit
Monthly payments in accordance with the percentage of permanent disability
caused due to employment injury- Till death
Dependant’s Benefit
• In the form of a monthly pension to the dependants of an employee who died
due to employment injury
• To wife till re-marriage or death
• To children up to the age of 25
• To the widowed mother – Till death
• 90% of wages of the deceased employee to be distributed as pension among the
dependants