{"id":82,"date":"2019-11-14T11:50:33","date_gmt":"2019-11-14T11:50:33","guid":{"rendered":"https:\/\/www.normsmanagement.com\/blog\/?post_type=ufaq&p=82"},"modified":"2024-12-23T10:00:20","modified_gmt":"2024-12-23T10:00:20","slug":"employees-state-insurance-act-1948","status":"publish","type":"ufaq","link":"https:\/\/www.normsmanagement.com\/blog\/ufaqs\/employees-state-insurance-act-1948\/","title":{"rendered":"EMPLOYEES\u2019 STATE INSURANCE ACT, 1948"},"content":{"rendered":"\n
\n
\n

Applies:<\/strong>To Factories, Shops, Establishments,Hospitals,
Education Institutions- If the employment strength on any day reached 10 or
more\u2002<\/p>\n<\/blockquote>\n

<\/p>\n

Wage ceiling for coverage of an employee <\/strong>Rs. 21,000\/-
(w.e.f. 01-01-2017)<\/p>\n

<\/p>\n

Percentage of contribution:<\/strong><\/p>\n

<\/p>\n

Employee–0.75% of wages<\/p>\n

<\/p>\n

Employer–3.25% of wages<\/p>\n

<\/p>\n

Contribution on total wages except on T.A. and washing allowance.<\/p>\n

<\/p>\n

No employee\u2019s share of contribution if his\/her average daily wages does not
exceed Rs. 176\/-<\/p>\n

<\/p>\n

If the wages of an employee in a contribution period exceeds Rs. 21,000\/-
he\/she will continue to be covered till the expiry of that contribution period.<\/p>\n

<\/p>\n

All Employees have to be registered within 10 days from the date of their
appointment.<\/p>\n

<\/p>\n

ESI Act Implemented all over Kerala<\/strong> w.e.f. 01.02.2017<\/p>\n

<\/p>\n

Books of Accounts, and other connected records to be preserved for 5 years
for inspection<\/p>\n

<\/p>\n

In the newly implemented areas<\/strong> for the initial 24 months
from the date of implementation, Employer\u2019s Contribution- 3% of wages.<\/p>\n

<\/p>\n

Employee\u2019s Contribution- 1% of wages. On completion of 24 months general
rates will apply.<\/p>\n

<\/p>\n

Due date of contribution:\u2002<\/strong>15th of every month (w.e.f.
15.07.2017)<\/p>\n

<\/p>\n

BENEFITS UNDER ESI ACT<\/strong>
Medical Benefit<\/strong>
\u2022 From the first day onwards- To the family also
\u2022 No contributory condition for ordinary treatment.For Super Specialty treatment-
For employee 6 months service and for his dependants one year service. Medical
Benefit to Insured Person who leaves employment
\u2022 Should have been in insurable employment at least for 5 years.
\u2022 Admissible to InsuredPerson & to his\/her spouse.
\u2022 Contribution@Rs.10 per month. Sickness Benefit
\u2022 70% of wages for each day of abstention from duties due to sickness
\u2022 For 91 days in an year Extended Sickness Benefit
\u2022 Eligible for 34 notified long-term diseases
\u2022 Upto 730 days during a period of 3 years
\u2022 80% of wages for each day of abstention from duties due to long term sickness<\/p>\n

<\/p>\n

Enhanced Sickness Benefit<\/strong>
\u2022 For family planning operations
\u2022 For women 14 days full wages. For men 7 days full wages
Maternity Benefit<\/strong>
\u2022 26 weeks full wages
\u2022 If already having two surviving children then benefit for 12 weeks only
\u2022 For miscarriage, 42 days full wages
\u2022 Full wages for 12 weeks-who adopts a child below the age of 3 months and to a
Commissioning Mother from the date the child is handed over to her.
Temporary Disablement Benefit<\/strong>
\u2022 For the days of disability to attend duties due to employment injury
\u2022 90% of wages for each day of in capacity to work
\u2022 So long as the temporary disability existed Permanent Disablement Benefit
Monthly payments in accordance with the percentage of permanent disability
caused due to employment injury- Till death
Dependant\u2019s Benefit<\/strong>
\u2022 In the form of a monthly pension to the dependants of an employee who died
due to employment injury
\u2022 To wife till re-marriage or death
\u2022 To children up to the age of 25
\u2022 To the widowed mother – Till death
\u2022 90% of wages of the deceased employee to be distributed as pension among the
dependants<\/p>\n

<\/p>\n

 <\/p>\n<\/div>\n","protected":false},"excerpt":{"rendered":"

Applies:To Factories, Shops, Establishments,Hospitals,Education Institutions- If the employment strength on any day reached 10 ormore\u2002 Wage ceiling for coverage of an employee Rs. 21,000\/-(w.e.f. 01-01-2017) Percentage of contribution: Employee–0.75% of wages Employer–3.25% of wages Contribution on total wages except on T.A. and washing allowance. No employee\u2019s share of contribution if his\/her average daily wages does […]<\/p>\n","protected":false},"author":1,"comment_status":"open","ping_status":"closed","template":"","ufaq-category":[5],"ufaq-tag":[],"_links":{"self":[{"href":"https:\/\/www.normsmanagement.com\/blog\/wp-json\/wp\/v2\/ufaq\/82"}],"collection":[{"href":"https:\/\/www.normsmanagement.com\/blog\/wp-json\/wp\/v2\/ufaq"}],"about":[{"href":"https:\/\/www.normsmanagement.com\/blog\/wp-json\/wp\/v2\/types\/ufaq"}],"author":[{"embeddable":true,"href":"https:\/\/www.normsmanagement.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.normsmanagement.com\/blog\/wp-json\/wp\/v2\/comments?post=82"}],"wp:attachment":[{"href":"https:\/\/www.normsmanagement.com\/blog\/wp-json\/wp\/v2\/media?parent=82"}],"wp:term":[{"taxonomy":"ufaq-category","embeddable":true,"href":"https:\/\/www.normsmanagement.com\/blog\/wp-json\/wp\/v2\/ufaq-category?post=82"},{"taxonomy":"ufaq-tag","embeddable":true,"href":"https:\/\/www.normsmanagement.com\/blog\/wp-json\/wp\/v2\/ufaq-tag?post=82"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}